Founded in 2006 Cyprus, Essential Consulting mortgage advisors is an independently owned mortgage broker, allowing them to give their clients impartial and independent financial advice, on the most suitable Cypriot mortgages available.

Their office is based in Paralimni, Cyprus, which is an ideal situation for all the major banks and legal institutions.

Essential Consulting mortgage advisors, Cyprus are passionate about their clients being treated fairly and correctly. Their aim has and always is to achieve the highest level of client satisfaction, that’s why they have a success rate of 100% in providing their clients with a technique to raise the necessary funds at the lowest possible cost.

They specialise in providing the best mortgages available in Cyprus that can suit your own personnel criteria. They can arrange Cyprus mortgages on new developments, existing property and land acquisitions. They can also help you in the U.K to release equity from your property, so that this can be used as a deposit on your overseas property purchase in Cyprus.

When taking out a mortgage in Cyprus, Essential Consulting treats every case differently with individual care and attention, rest assured all mortgage enquiries made to their office are handled privately and confidentially.

They will deliver an expert service and with the close co-operation with the Cyprus lenders to ensure every case proceeds efficiently, enabling you to save time and money.

Mortgage agreements in principle are available from both the United Kingdom and the Republic of Cyprus Banks, before you decide to proceed.

Mortgage Terms in Cyprus

Terms of mortgages in Cyprus have improved dramatically over the years.  Previously overseas property buyers in Cyprus were limited to just loans in foreign currency for no more than ten years or so. Now you can expect to see:

• Loan-to-value of up to 80%.

• Loan period of up to 40 years or to the age 70.

• Interest only up to 5 years now obtainable.

• Fixed rate mortgages.

• Discounted rate mortgages.

• Early repayments penalty free.

• Up to two years deferred interest payments, or until the completion of your overseas property in Cyprus.

• Competitive interest rates in Euro’s.

• Competitive interest rates in Swiss Francs, Japanese Yen, Dollars and other currencies.

• Life insurance from competitive reputable insurers.

If however you are not resident in Cyprus or for those unable to visit their offices, rest assured everything can be arranged without a visit.

They understand that purchasing a home or investment can be a stressful time, especially in a foreign country. So if you are looking for a mortgage in Cyprus, then give Essential Consulting a call it costs you nothing, but could potentially save you a fortune.